Our Services

Debt purchase

At B2Holding we have built strong relationships with financial institutions and other large corporate vendors. 

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The number of completed transactions of Non-performing loans (NPLs), as well as the scale of the Group's operations, guarantee an efficient and professional handling. We have the necessary know-how to conduct the entire process of purchasing debt portfolios.

Our long-term experience of NPL portfolio pricing provides an efficient and reliable pricing for any industry, resulting in a realistic market value of the portfolios. 

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Debt collection

B2Holding offers tailored collection strategies for the follow-up of unsettled claims. 

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We help debtors back on track, and provide optimal collections through amicable solutions or legal processes.

B2Holding presents a flexible approach to the restructuring of debts. Such an approach is often of considerable benefit to a debtor, whose goal, despite temporary problems, is to restore his/her financial credibility and status as a reliable consumer. 

In our communication with the debtor, we will focus on understanding and co-operation, rather than denying that a debt problem exists.

B2Holding has two main collection strategies:

  • Amicable collection
    For debtors who are willing to co-operate and are ready for negotiations and settlement. 
  • Legal collection
    For debtors with fixed income (salary, pension) who are unreachable and thus prevent the repayment of their debt through an amicable negotiation and settlement process.

A strategy of actions depends on the nature of the debt and an individual analysis of the debtor's financial capability. B2Holding offers a wide scope of debt collection methods. Regardless of method, the most important principles are compliance with ethical and moral standards, protection of our partners' and vendors' reputation, and respect of debtor rights. 

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Credit information

B2Holding offers credit information as a service through Creditreform in Latvia. 

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Creditreform is the leading player within credit information in Latvia, and has a large data base of credit information where credit reports are prepared and sold to customers.

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Third party debt collection

Third party debt collection is offered as a service in the Baltics, Finland, Norway and Sweden. 

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As opposed to debt purchasing, third party debt collection is collection of debt on behalf of customers. In some of the markets where B2Holding operates, we carry out third party debt collection and purchase debt from the same customers. 

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Consumer lending

B2Holding offers consumer lending in selected markets. 

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As of today, B2Holding has two consumer lending companies, Takto in Poland and Kontant Finans in Sweden. 

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