Our Services

Debt purchase
At B2Holding we have built strong relationships with financial institutions and other large corporate vendors.
The number of completed transactions of Non-performing loans (NPLs), as well as the scale of the Group's operations, guarantee an efficient and professional handling. We have the necessary know-how to conduct the entire process of purchasing debt portfolios.
Our long-term experience of NPL portfolio pricing provides an efficient and reliable pricing for any industry, resulting in a realistic market value of the portfolios.

Debt collection
B2Holding offers tailored collection strategies for the follow-up of unsettled claims.
We help debtors back on track, and provide optimal collections through amicable solutions or legal processes.
B2Holding presents a flexible approach to the restructuring of debts. Such an approach is often of considerable benefit to a debtor, whose goal, despite temporary problems, is to restore his/her financial credibility and status as a reliable consumer.
In our communication with the debtor, we will focus on understanding and co-operation, rather than denying that a debt problem exists.
B2Holding has two main collection strategies:
- Amicable collection
For debtors who are willing to co-operate and are ready for negotiations and settlement. - Legal collection
For debtors with fixed income (salary, pension) who are unreachable and thus prevent the repayment of their debt through an amicable negotiation and settlement process.
A strategy of actions depends on the nature of the debt and an individual analysis of the debtor's financial capability. B2Holding offers a wide scope of debt collection methods. Regardless of method, the most important principles are compliance with ethical and moral standards, protection of our partners' and vendors' reputation, and respect of debtor rights.


Third party debt collection
Third party debt collection is offered as a service in the Baltics, Finland, Norway and Sweden.
As opposed to debt purchasing, third party debt collection is collection of debt on behalf of customers. In some of the markets where B2Holding operates, we carry out third party debt collection and purchase debt from the same customers.